Credit Risk

Job Category:
Finance
|  Posted on:
|  Job Type:
Full -Time
Lagos

Credit Risk

Finance
Full -Time
Lagos
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Job Summary

To provide independent credit risk analysis and recommendations, quantitative and qualitative risk evaluation (score or rating) and highlight potential risk of the borrower and loan product,

Level: AM

Duties & Responsibilities

• Responsible for risk evaluation of loan applications within the Commercial & SME credit analysis space with guidance from the bank’s credit policy and manuals.

• Ensure timely and quality credit assessment and decision are made.

• Evaluation and recommendation of credit proposal to senior Credit Analyst for approval or decline ;

• Calculate and provide total, qualitative and quantitative risk rating or score for loan applicant with proper and supporting evidence/documents;

• To provide detailed and timely reports on a weekly and Monthly basis on the Credit Analysis activities;

• Undertake special duties/assignments as directed by the Senior Credit Analyst, Head Credit Analysis (Commercial & SME), CCO and CRO.

Minimum Experience

• Minimum of 3 - 4 years post qualification experience in risk management or related area within financial services industry.

If this is for you, please send a copy of your CV to resourcing@oscartemple.com

Thank you for your time.

Candidate must be working in a commercial bank.

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